Zone of Genius LLC

Visionary Visibility Vault

This Agreement applies to your registration with any products sold (sometimes referred to as the “Program”) by Monica Vallero and Zone of Genius LLC (“Company”). By purchasing the Program, you (“Client”) agree to the following terms.

Program

The Company agrees to provide course content, identified as an online course aid, designed to help Clients market their businesses online alongside personal development and visibility strategies. Client agrees to abide by all policies and procedures outlined in this Agreement as a condition of participation in the Program.

Disclaimer

Client understands that Monica Vallero is not an employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, registered dietician, financial analyst, psychotherapist, or accountant.

Client understands that participation in this Program does not diagnose or treat any disease, illness, or medical condition. If the Client experiences any medical or psychological concerns, they should seek assistance from a qualified professional.

Client also acknowledges and understands that neither Monica Vallero nor the Company has promised, nor shall they be obligated to provide:

• Success in business, results, or sales

• Assistance with future business deals, contracts, or partnerships

• Publicity, media appearances, or social media exposure

• Access to Monica Vallero’s personal contacts, network, or partnerships

Financial Obligation

Client is responsible for completing all payments associated with products purchased, including any applicable payment plans. The Company reserves the right to seek recovery of unpaid amounts through appropriate collection methods if necessary.

Methods of Payment

The Company accepts payments through Stripe, PayPal, or other approved payment processors.

If Client chooses a payment plan, Client authorizes the Company to charge the payment method provided according to the agreed payment schedule.

Access to the Program and community is contingent upon maintaining current payments.

Program Cost and Payment Terms

The total cost of the Program is $2,997 USD.

If a payment plan is selected, the terms and payment schedule will be agreed upon at the time of purchase.

Payments and access to the Program may not be transferred or shared with any other person or entity.

The Company reserves the right to charge a $25 late fee for overdue payments.

Full Payment Obligation

Client agrees to pay the full program fee regardless of participation level, attendance, or completion of the Program. Failure to attend coaching sessions, access materials, or participate fully does not release the Client from their financial commitment.

Missed Payments

If any payment is missed, access to the Program, coaching calls, community platforms, and all Program materials will be suspended immediately until payment is brought current.

If the Client does not bring their account current within sixty (60) days, access to the Program will remain revoked.

If payments are not resolved within ninety (90) days, the Client’s participation in the Program will be considered terminated.

To regain access, the Client must re-enroll and pay the full price of the Program at the current rate.

The Company reserves the right to remove Clients from coaching calls, community platforms, and Program materials during any period of non-payment.

Access and Duration of Support

Client understands that access to the Program materials is provided for the lifetime of the Program, defined as the period during which the Program remains hosted on the Company’s platform.

If the Program is discontinued or removed, the Company may provide the materials through an alternative delivery method at its discretion.

Access to live coaching calls and the private community is provided for six (6) months from the date of enrollment.

After the six-month support period ends, continued participation in coaching calls, community access, or additional support may be offered by invitation only and at the sole discretion of the Company.

There is no guarantee that any Client will be invited to continue participation after the initial six-month support period.

No Refund Policy

All sales are final.

The Program is delivered as digital content and coaching support. Once the Client enrolls and receives access to the Program materials, no refunds will be provided under any circumstances.

Client acknowledges they are responsible for completing their payments regardless of participation, attendance, or results.

 

Chargebacks and Payment Disputes

Client agrees not to initiate any chargeback, payment dispute, or reversal with their bank, credit card provider, or payment processor for any purchase made with the Company.

In the event that a chargeback or payment dispute is initiated, the Company reserves the right to immediately suspend access to the Program, all coaching calls, community platforms, and any related materials while the dispute is being investigated.

Client agrees to contact the Company first to attempt to resolve any billing concerns before initiating a dispute with a payment processor.

If a chargeback or payment dispute is filed after access to the Program has been granted, the Company reserves the right to present these Terms of Enrollment, proof of purchase, access records, and any relevant communications to the payment processor as evidence of the Client’s agreement to these terms.

Client also agrees that any chargeback filed in violation of this Agreement may be pursued for recovery of the outstanding balance, including any administrative or collection costs permitted by law.

Success Support Guarantee

The Company is committed to supporting Clients who actively participate in the Program and implement the strategies provided.

If, after six (6) months from the date of enrollment, the Client has not achieved measurable business progress, the Client may request a Success Review Call with the Company.

To qualify for this review, the Client must demonstrate that they have:

• Attended at least 80% of the live coaching calls offered during the six-month period

• Completed and implemented the core training modules provided inside the Program

• Submitted requested assignments, exercises, or implementation steps when applicable

• Asked for help or feedback when needed during the Program

• Actively participated in the Program for the full six-month period

During the Success Review Call, the Client must present documentation demonstrating their participation and implementation of the Program materials.

Following the review, the Company may, at its sole discretion, offer additional support or guidance.

Participation in this Success Support Guarantee does not guarantee financial results, sales, or specific business outcomes, as results depend on many factors including implementation, market conditions, and individual circumstances.

Limitation of Liability

The Company is not liable for any direct, indirect, incidental, or consequential damages resulting from the Client’s participation in the Program. All content is provided for educational purposes only and participation is at the Client’s own risk.

Confidentiality

Both parties agree to respect each other’s privacy. All materials, strategies, and discussions shared within the Program are proprietary and confidential.

Client may not disclose, share, distribute, or misuse any Program materials or information.

The Company reserves the right to use Client testimonials, feedback, or results for promotional purposes unless the Client requests otherwise in writing.

Client Responsibility

The Program is for educational purposes only. Client is solely responsible for their progress, results, and outcomes. Results vary based on effort, background, market conditions, and other factors.

The Company makes no guarantees regarding specific results.

Authorization and Release

Client understands that portions of the Program may be recorded (audio, video, or written) and grants the Company permission to use these recordings for educational, promotional, and marketing purposes without compensation.

Client affirms that any statements, testimonials, or feedback they provide reflect their honest opinions and experiences.

Non-Disparagement

Client agrees not to make any public or private statements that could reasonably be construed as harmful, defamatory, or damaging to the reputation of the Company, its programs, or its representatives.

Indemnification

Client agrees to indemnify and hold harmless the Company and its representatives from any claims, damages, liabilities, or legal actions arising from the Client’s participation in the Program.

Intellectual Property

All content, materials, frameworks, and intellectual property within the Program remain the exclusive property of the Company.

Client is granted a single-user license for personal use only. Materials may not be copied, distributed, reproduced, sold, or used within the Client’s own programs or services.

Independent Contractor Status

Nothing in this Agreement creates a partnership, joint venture, or employment relationship between the Client and the Company.

Force Majeure

The Company shall not be responsible for delays or cancellations caused by circumstances beyond its reasonable control, including but not limited to natural disasters, strikes, pandemics, or technical disruptions.

Dispute Resolution

All disputes shall be resolved through binding arbitration through the American Arbitration Association in California.

Arbitration must be initiated within 100 days of the dispute arising.

Governing Law

This Agreement shall be governed by the laws of the State of California.

Notices

All notices must be sent to:

monica[at]monicavallero[dot]com

By enrolling in the Program, you agree to these Terms of Enrollment. 

Version 1.0 — Last updated: March 6, 2026.